|
BENEFITS |
CONTRIBUTORY CONDITIONS |
DURATION |
RATE OF PAYMENT |
|
SICKNESS
BENEFIT |
On payment of contribution for not less than 78
days in the relevant contribution period |
Upto 91 days in any two consecutive benefit
periods in the event of sickness |
50 % of the wages (approx.) |
|
(a)
Extended
Sickness Benefit (For 34 specified long-trm diseases) |
Continuous employment for a period of two years |
124/309 days, which may be extended upto Two
years on medical advice during a period of three years |
70 % of the wages (approx.) |
|
(b)Enhanced
Sickness Benefit
(For
Tubectomy/ Vasectomy operations) |
Same as against (I) above |
14 days for tubectomy extendable on medical
advice. 7 days for vasectomy
|
Full wages (approx.) |
|
DISABLEMENT BENEFIT |
No Condition |
As long as temporary disablement lasts and for
life, in case of permanent disablement |
70% of wages for TDB & proportionate
to loss of earning capacity for permanent disability.
|
|
DEPENDANTS’ BENEFIT |
No Condition |
For life, to the widow /
widowed mother or until her re - marriage and to
each legitimate or adopted son until eighteen years of age and
in case of unmarried daughter until she attains 18 years of age
or marriage, whichever is earlier
|
proportionate rate based on 70% of
the wages. (approx) |
|
MATERNITY
BENEFIT |
Payment of contribution for 70 days
in two preceding consecutive contribution
periods |
12 weeks in case of normal delivery |
Full wages (approx.) |
|
MEDICAL BENEFIT |
Insured Persons/families eligible from the date of entry into
insurable employment. Medical Benefit is also available against
a monthly contribution of Rs. 10/- to;
(a) Retired Insured Persons (and their spouses) with a minimum
of 5 years service.
(b) Disabled Insured Persons (due to Employment Injury) and
their spouses, till the age of super-annuation.
|
Till the temporary disability/disease lasts.
Period for which, contribution is paid.
Period for which, contribution is paid, till attaining the age
of super-annuation |
Full medical care for Insured Persons, Families are provided
full/expanded/restricted medical facilities depending on the
facilities extended to the centre. |
|
Funeral Expenses |
No condition |
Not Applicable |
Actual funeral expenses subject to a maximum of Rs. 2,500.00 |
|
Rehabilitation Allowance |
No condition |
For the period an Insured Person remains admitted in an
artificial limb centre |
50% of the wages (approx.) |
