|
BENEFITS |
CONTRIBUTORY CONDITIONS |
DURATION |
RATE OF PAYMENT |
|
SICKNESS
BENEFIT |
On payment of contribution for not less than 78
days in the relevant contribution period |
Upto 91 days in any two consecutive benefit
periods in the event of sickness |
70 % of the wages (approx.)
|
|
(a)
Extended
Sickness Benefit (For 34 specified long-trm diseases) |
Continuous employment for a period of two years |
124/309 days, which may be extended upto Two
years on medical advice during a period of three years |
80 % of the wages (approx.)
|
|
(b)Enhanced
Sickness Benefit
(For
Tubectomy/ Vasectomy operations) |
Same as against (I) above |
14 days for tubectomy extendable on medical
advice. 7 days for vasectomy
|
Full wages (approx.) |
|
DISABLEMENT BENEFIT |
No Condition |
As long as temporary disablement lasts and for
life, in case of permanent disablement |
90% of wages
for TDB & proportionate to loss of earning
capacity for permanent disability.
|
|
DEPENDANTS’ BENEFIT |
No Condition |
For life, to the widow /
widowed mother or until her re - marriage and to
each legitimate or adopted son until Twenty
five years of age and unmarried daughter
|
proportionate
rate based on 90% of the wages. (approx)
|
|
MATERNITY
BENEFIT |
Payment of contribution for 70 days
in two preceding consecutive contribution
periods |
12
weeks in case of normal delivery
6
weeks for miscarriage
Additional
payment for 1 month for complications arising
out of pregnancy/ confinement/ premature
birth of child/Miscarriage
|
Full wages (approx.) |
|
MEDICAL BENEFIT |
Insured Persons/families eligible from the date of entry into
insurable employment. Medical Benefit is also available against
a monthly contribution of Rs. 10/- to;
(a) Retired Insured Persons (and their spouses) with a minimum
of 5 years service.
(b) Disabled Insured Persons (due to Employment Injury) and
their spouses, till the age of super-annuation.
|
Till the temporary disability/disease lasts.
Period for which, contribution is paid.
Period for which, contribution is paid, till attaining the age
of super-annuation |
Full medical care for Insured Persons, Families are provided
full/expanded/restricted medical facilities depending on the
facilities extended to the centre. |
|
Funeral Expenses |
No condition |
Not Applicable |
Actual funeral expenses subject to a maximum
of Rs. 10,000.00(w.e.f.01.04.11) |
|
Rehabilitation Allowance |
No condition |
For the period an Insured Person remains admitted in an
artificial limb centre |
Full wages (approx.) |
